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Cyber Insurance

Cyber Insurance

As technology becomes more integral to our everyday lives, individuals and organizations rely on cyber technology making them more vulnerable to cyber threats. A single cyber event can lead to loss of data, loss of money, loss of reputation, and loss of legal standing. Insurance Guru, Mohali, provides custom cyber insurance policies that protect organizations and individuals in Punjab from the growing risks associated with cybercrime.

 

What is Cyber Insurance?

A cyber insurance policy (also known as cybersecurity insurance) provides financial protection against losses and liabilities incurred due to damage from cyberattacks, data breaches, hacking, ransomware, and other online crimes. Whether it is a small business, corporate organization, or a professional working with sensitive information, cyber crime insurance in Punjab can protect you from unexpected cyber risks.

What are the coverage’s a cyber insurance policy can have?

Insurance Guru are sympathetic to writing cyber insurance plans with coverage’s going above and beyond, such as:

  • Data Breach Coverage – Costs incurred to recover stolen data, to notify customers, and money spent to manage the crisis.
  • Cybercrime Coverage – Costs of financial loss from phishing, identity theft, online fraud, and or money lost during a ransomware attack.
  • Business Interruption – Reimbursement of loss of income incurred during a period of IT down-time due to a cyber event.
  • Legal Liability – Protects against lawsuits, regulatory fines, and penalties arising from data leaks or cyber incidents.
  • Reputation Management – Public relations and communications support to help restore your brand’s trustworthiness after an incident.
  • Third party Liability – Protects against claims arising from clients or customers impact by your data breach.

 

Why Cyber Insurance is Important

  • Increasing threats in cyberspace – Rising instances of phishing, ransomware, and hacking.
  • Peace of mind – Insurance allows for business continuity, even when faced with a significant cyber attack or data breach.
  • Financial Security – Cyber incidents can cost hundreds of thousands to millions; insurance helps keep you financially fit.
  • Regulatory compliance – Helps you meet important data protection and cyber insurance laws and industry regulations.

Why Insurance Guru for Cybersecurity Insurance in Mohali?

With over 20 years of experience, Insurance Guru has been one of Punjab’s most trusted insurance brokers. From our Mohali office, we help businesses and consumers find cyber insurance customized to their needs. 

  • We have established trusted relationships with clients because we provide,
  • Access to premium insurance companies with the option of personalized premium options.
  • Tailor-made cyber insurance programs that work for SMEs, Corporates and Professionals.
  • Open policy description along with the inclusions and exclusions
  • Quick, easy documentation and responsive claim assistance
  • Expert advice on managing digital risk and compliance

Get your Cyber Insurance Policy today

Don’t allow cyber threats to compromise your business or personal security. Get the best cyber insurance in Mohali and Punjab to protect yourself.

Marine insurance

Marine insurance in Mohali

Transporting goods from one place to another be it across the city or different continents entails risk at every turn. Fire, theft, accidents, or natural calamities can seriously affect businesses financially. From our office in Mohali, Insurance Guru assists clients from across Punjab in securing reliable marine insurance policies for a single transit and open marine insurance so that your shipments delivered to their destination without worry.

Single Transit Insurance

Single transit insurance policy is mainly designed for one-off, or incidental shipments, also sometimes known as single journey insurance. Perfect for manufacturers, traders, or even individuals sending goods, this policy provides coverage for:

  • Loss, or damage during loading, transit and unloading
  • Theft, pilferage, or non-delivery
  • Fire, explosion, overturning, or collision of the transport vehicle
  • Natural perils, such as storms, floods, or lightning (as outlined in the policy)

 

With this policy, the shippers goods will be protected from pickup until delivery within the terms of this policy, reducing the risk on shippers end without signing a long-term contract.

 

Open Marine Insurance Policy

When you are in a business that deals with moving goods, you can obtain insurance protection for all your shipments during the year with an open marine insurance policy. Instead of buying insurance for every shipment or consignment you declare, under an open marine insurance policy you will automatically be covered for every declared consignment, taking into consideration any agreed terms. It covers you with:

  • An open policy means you have ongoing and continuous cover for either domestic or export consignments.
  • Less paperwork, and easy tracking for your premium cost.
  • You save time because it does not involve putting out a policy each shipment.
  • You get consistent coverage for all your shipments and to all destinations you declare under the policy.

It is always a sound and economical solution for traders, manufacturers, and exporters actively and consistently doing business with shipments and logistics.

Why Insurance Guru, Mohali

  • 20+ years’ experience in cargo and commercial marine insurance.
  • Access to multiple insurers for truly competitive premiums
  • Clear understanding of inclusions, exclusions, and claims.
  • No stress in documentation and fast policy results along with claims service you can count on.
  • Chosen by small businesses, exporters and logistics operators all over Punjab.

Protect Every Shipment Today

Don’t risk your cargo to an unknown event. Contact Insurance Guru in Mohali to discuss your options for tailored single transit marine insurance or an open marine insurance policy. It doesn’t matter if you only ship once a year or on a weekly basis, we can get you covered for your goods whether they are travelling anywhere in Punjab or beyond.

Aviation Insurance

Aviation Insurance in Mohali

Whenever you operate an aircraft or aviation business, there are unique risks involved. Starting with accidental damage and including every possible liability issue, every takeoff and landing brings some exposure. At Insurance Guru, Mohali, we provide specialized aviation insurance products designed to protect aircraft owners, operators, and aviation businesses throughout Punjab.

What is Aviation Insurance?

Aviation insurance is a unique policy that covers your risks associated with the operation of your aircraft. It protects owners, pilots, and operators against loss due to accidents, damage, third-party liabilities, or injury. With aircraft insurance, you can protect your equipment and your legal responsibilities in the sky.

 

Types of Aviation Insurance Coverage

At Insurance Guru, we will help you select the best aviation liability insurance in Punjab,  and aircraft protection policies. Types of insurance coverage commonly available include:

  • Aircraft Hull Insurance –  covers loss from physical damage to the aircraft from accidents, crashes.in turn, damage, etc.
  • Aviation liability insurance – protects you from third-party bodily injury and property damage claims.
  • Passenger liability – covers medical expenses and compensation for your passengers in the event of an accident.
  • General Aviation Insurance in Mohali – Designed plans for a private pilot, charter services, flying schools, and non-commercial aircraft.
  • Hangar & Ground Risk Insurance – Coverage for when the aircraft is stored, on the ground, or during maintenance.
  • Cargo & Equipment Insurance – Coverage for transporting valuable cargo by air.

 

Why Aviation Insurance is Needed

  • Financial Protection – Aircraft are high value assets and one occurrence can result in major repair or replacement costs.
  • Legal Requirement – Many jurisdictions and aviation authorities require a form of liability coverage.
  • Passenger Trust – Gives trust to your passengers by showing your coverage for unforeseen events.
  • Business Continuity – Keeps your business running smoothly even in case of accidents, or a claim by someone else.

 

Why Use Insurance Guru for your Aircraft Insurance needs in Punjab?

From our office in Mohali, we provide trusted aviation insurance services across Punjab. Insurance Guru has 20 years in the industry, which gives you:

  • Access to the leading aviation insurers with competitive premiums
  • Tailored plans for commercial aviation and general air usage
  • Clear and concise coverage terms with what is included and what is not
  • Quick and efficient documentation and claims process; we act quickly for you
  • Our expertise in both individual and corporate aviation will ensure you are covered.

Because of our knowledge, reliability, and a customer-first mentality, in Punjab, thousands of clients depend on us as their partner in aviation liability insurance.

 

Get Your Aviation Insurance Quote Today

With the best aviation insurance in Mohali and Punjab protect your aircraft, passengers, and business operations.

Business Insurance

Business Insurance in Mohali

There are numerous opportunities and risks involved in running a business. From struck machinery to third-party claims, even a minor incident can impact operations and profits.  We at Insurance Guru, located in Mohali and serving clients throughout Punjab, specialize in cheap business insurance that educates clients on insuring their business, employees, and assets under one covered insurance policy.

 

What is Business Insurance?

Business insurance is a collection of policies that can protect businesses from financial losses due to accidents, lawsuits, natural disasters, theft, and employee-related risks.  Whether your company is a retailer, manufacturer, service provider, or startup, the proper business insurance protects your business and assists with the continuity of your business.

Types of Business Insurance We Offer

At Insurance Guru, we tailor business insurance to your company, its size, sector, and risk profile.  There are many types of covers but the commons covers include;

  • Business General Liability Insurance: Protects you and your company from third-party injury, property damage, or claims against you.
  • Property and Asset Cover: Protect your building, stock, machinery, tools, and equipment from damage from fire, theft, and natural disaster.
  • Employee Protection: Group health, personal accident, and critical illness covers to support your workforce.
  • Professional Indemnity: Covers professionals against errors, omissions, or negligence on their behalf.
  • Cyber Insurance: Cover from data breaches and cyber-attacks.

 

Why Your Business Needs Insurance

  • Risk Management: Mitigating financial impacts in the form of lawsuits, accidents or natural disasters.
  • Legal Compliance: Statutory insurance requirements across the board, for all industries,
  • Client Trust: Many contracts require proof of liability coverage,
  • Employee Assurance: Employee welfare programs help retain employees and boost morale.

Without adequate insurance coverage you could be at serious risk – an individual claim on your business liability insurance in Mohali could cause financial losses that would cripple your business.

 

Why Choose Insurance Guru for Insurance in Punjab

Our team has over twenty years of corporate and SME insurance experience.

  • Individual access to some of the best known top insurers that can provide affordable business insurance.
  • Transparent advice: All business insurance advice is clear regarding terms, inclusions and exclusions.
  • Issuance and renewals for policies completed quickly and no nonsense insurance claims assistance.
  • Hundreds of businesses across Punjab, trusted Insurance Guru for business insurance coverage.

We work with small shops and organisations to larger firms to find the best business insurance products, fit to suit your requirements and budget.

 

Protect your business today

Don’t risk your hard work. Contact Insurance Guru in Mohali to compare business plans for general liability insurance and create a policy that covers every aspect of your business. With our expertise, business insurance in Punjab is easy, cost-effective and with no hassle.

Travel Insurance

Travel Insurance in Mohali

Planning a holiday, a business trip, or a family getaway should bring excitement, not stress. At Insurance Guru, we help travellers in Mohali, Punjab, and across India secure the best travel insurance so every journey feels protected from start to finish. With over 15 years of experience, our licensed brokerage focuses on helping individuals and families travel with confidence, leaving the worries behind.

Comprehensive Coverage for Every Trip

Whether you need travel insurance for Punjab, an all-India plan, or global coverage, the right policy safeguards your finances against unexpected events. A reliable travel insurance plan can cover:

 

  • Medical emergencies and hospitalization
  • Trip cancellation or curtailment
  • Missed or delayed flights
  • Theft or loss of luggage and personal belongings

 

Loss of essential travel documents

We partner with top insurers to design policies tailored to your destination, budget, and needs. Optional features like medical evacuation, accidental injury protection, 24/7 emergency travel assistance, and even add-ons for adventure sports or high-value belongings can be included to ensure you’re prepared no matter where you’re headed.

 

Why Travel Insurance is Essential

Even seasoned travellers can face sudden illness, unpredictable weather, airline strikes, or natural disasters. Abroad, medical costs can be overwhelming, and last-minute flight changes may disrupt your plans and finances. The best travel insurance helps you recover eligible expenses, manage emergencies smoothly, and keep your trip on track—so you focus on making memories, not handling crises.

 

Why Choose Insurance Guru

Led by Mr. Rahul Handa, a licensed broker since 2005, Insurance Guru India combines deep market expertise with personalised guidance. From our Mohali office, we assist travellers nationwide with:

 

  • Access to multiple insurers for unbiased comparisons
  • Clear explanations of inclusions, exclusions, and policy terms
  • Streamlined documentation and responsive claims assistance

Our approach is transparent, quick, and designed to give you peace of mind. Thousands of clients across India trust us for our honest advice and commitment to protecting their journeys.

 

Secure Your Trip Today

Don’t let uncertainty cloud your next adventure. Reach out to Insurance Guru India in Mohali to arrange travel insurance for Punjab, across India, or international trips. Our experienced team will review your travel plans, compare top policies, and ensure you’re fully protected—so you can travel anywhere with confidence.

Fire insurance

Fire Insurance in Mohali

Fire Accidents result in massive loss to property, assets, and business operations. We at Insurance Guru, Mohali, have an extensive range of fire insurance coverage options to protect your property, stock, and equipment from potential fire accidents and losses. With our team of professionals and an extensive network of Insurance providers across Punjab, we are able to assist you in determining the right fire insurance policy in Punjab that will give you peace of mind. 

What is Fire Insurance?

Fire insurance is a specialized insurance policy that provides coverage for losses or damages caused by fire, lightning, explosion, and other allied perils. Fire Insurance can cover many different aspects of your property whether it is a home, shop, warehouse or manufacturing facility. Fire insurance policy gives you the assurance you need that the damages will not burden you financially.

Why Fire Insurance is Import

  • Property & Assets Protection: Fire insurance covers loss or damage to buildings, premises, machinery, stock, and contents.
  • Business Continuity: Fire accidents can cause interruption to your business and put you out of business and fire insurance helps to restore your business operations to where they were before the fire accident and loss.  
  • Peace of Mind: Fire insurance will cover you against unforeseen fire incidents from happening and damaging and disrupting your business and livelihood and the peace of mind that it protects you against fire incidents from arising. 
  • Legal & Contractual Obligations: Many lenders provide funding or loans for the business, and financial contracts may require you to have fire protection in place. 

Fire Insurance Policy Coverage

A normal fire insurance contract in Punjab can provide coverage for the following risks: 

Fire and lightning damage

  • Explosion/implosion 
  • Losses caused by aircraft or other aerial devices
  • Losses caused by impact of vehicles or animals
  • Riot, strike, and malicious damage 
  • Fire losses caused by storm, cyclone or flood 
  • Leakage Claims (automatic sprinkler installations)
  • Bush or forest fire 

 

Optional extensions can be arranged for: burglary occurring within or after a fire; earthquake losses, loss of rent. 

 

Fire Loss Property – Coverage for Businesses and Homes

At Insurance Guru, we understand that fire loss property is devastating for homeowners and businesses alike. That’s why we create policies that suit you. We provide coverage for shops, offices, factories, warehouses, and residential premises anywhere in Mohali and Punjab. Whether you are a small business owner or managing large commercial property, your assets are protected from unforeseen events with Gods Fire insurance in Mohali.

Why select Insurance Guru for Fire Insurance in Punjab?

  • Dependable Expertise: Based in Punjab with over 20 years of insurance advisory knowledge
  • Comprehensive Coverage: Insure everything from homes to businesses
  • Tailored Insurance: Customized fire insurance coverage for your property type
  • Affordable Premiums: Policies for all budgets
  • Full Service Support: Assistance with claims, renewals, and endorsements. Tools for Tools not only.

Protect Your Property Today.

Don’t leave it in chance that a fire accident changes your life or business .Protect your home, shop or commercial property with the best Fire Insurance in Mohali and all over Punjab, choose you coverage with Insurance Guru.

Home insurance

Home Insurance in Mohali

Your home is not just a building; it is the place you call home, it is where your memories will transpire, and it is your largest investment. Protect the fixed asset with the best home insurance policy available in Punjab, Insurance Guru Mohali. Our products can protect your house and its structure, and the contents of the home, against unforeseen calamities such as theft, fire, and natural disasters, as well as other types of loss.

 

Why Do I Need Home Insurance?

  • Financial Security – even if you have to replace everything, you will be financially secured if you have to repair or rebuild your house.
  • Covering your belongings – home insurance can also replace your belongings at your home such as appliances, furniture, electronics, jewelry, and personal goods.
  • Liabilities and Risks – if someone gets injured due to your negligence on your property you may face legal action; home insurance can help provide you cover for your legal liabilities.
  • Peace of Mind – stress less knowing that your home is protected.

 

Home Insurance in Mohali

Insurance Guru Mohali provides personalized home and contents insurance policies to homeowners, tenants, and landlords around Tricity. Whether you own an independent house, or room, or are renting an apartment, our policies ensure that the property is protected and your belongings are protected.

 

Affordable Homeowners Insurance in Punjab

We understand that each family needs different coverage. That’s why we provide affordable homeowners’ insurance in Punjab which offers coverage that works for you and your budget. No matter if you are looking for a full protection plan or a cost appropriate policy, our professionals are here to help you obtain the policy that best fits your house.

When we talk about the coverage offered in our Home Insurance Policies, we mean:

  • Fire, explosion, and natural disasters
  • Burglary, theft, and vandalism
  • Electrical/ mechanical breakdown
  • Water damage and accidental damages
  • Additional optional enhancements

Why Choose Insurance Guru?

For over 20 years, Insurance Guru has built a strong reputation in the insurance world and is trusted by families across Punjab. As a leader in personalized policies that best meet your needs, along with dependable service and quick claims settlements, the main focus is on protecting your home and family.  You may find a policy, but Insurance Guru not only sells you a policy, it guides you every step of the way from the beginning process of choosing  a home insurance plan to actually asking for a claim, in the event you require to ask for coverage. With Insurance Guru Mohali, you have protection, trust, and peace of mind for your home.

Secure Your Home Today

Now that you know your home is worthy of protection. Get a reliable and affordable home insurance policy in Mohali with Insurance Guru today.

Motor insurance

Motor Insurance in Mohali

Having a vehicle has several advantages, but it comes with extra responsibilities. Motor insurance in Mohali will enable you to rest easy that you are financially prepared should you suffer an accident, damage, theft, or owe a third party liability. It does not matter if you are driving a car, riding a two-wheeler, or operating a commercial vehicle; having the right motor insurance is not only required but also peace of mind.

Why Choose Motor Insurance in Mohali?

  • Legal Requirement – Third-party motor insurance is required under the Motor Vehicles Act in Punjab.
  • Financial Coverage – Repairing your car, damages from an accident, or even theft of your vehicle will all be covered.
  • Third Party Liability – Third-party liability will protect you in any claims for your injury to others or their property.
  • Personal Coverage – Many vehicle insurance policies offer personal accident cover for the driver and passengers.

What is an endorsement in motor insurance?

A motor insurance endorsement is an addition/change in a motor insurance policy that modifies the existing insurance policy based on the desire of the policyholder. Insurance Guru Mohali can help you with endorsements to your motor insurance policy including:

  • Adding accessories to your vehicle, or removing them.
  • Change in ownership details for your vehicle.
  • Changes to your address or registration number.
  • Add additional insurance options for extra covering.

Motor Endorsement in Punjab

If you reside in Punjab including Mohali and you need to change your motor policy, endorsements help ensure your policy information remains accurate. Our team can quickly assist in issuing or amending your motor insurance endorsement in Punjab and ensure that it is up to date and valid.

Why Insurance Guru for Motor Insurance in Mohali?

  • 20+ Years Of Experience In The Insurance Industry.
  • Customized insurance programs for cars, bikes, and commercial vehicles (trucks, vans etc).
  • Claims help that is hassle-free.
  • A name that businesses and individuals across Punjab trust for their coverage.

Get Covered Today

Don’t wait until it’s too late. Get your vehicle covered with the right Motor Insurance in Mohali and enjoy full peace of mind on every drive. Please contact Insurance Guru today for advice, quick quotes, and hassle-free policy issuance.

Health Insurance

Health Insurance in Mohali

Health Insurance in Punjab can be very complicated with so many plans and options. From our office in Mohali, Insurance Guru is dedicated to helping individuals, families, and businesses find the right health insurance policy in Mohali and all of Punjab that suits their needs and budget. 

 

Why is Health Insurance Important

Healthcare costs are rising, making accessible quality healthcare hard to come by, especially without proper coverage. This is why an excellent health insurance plan is beneficial. You and your family receive timely care and avoid depleting your savings should a health issue arise unexpectedly. Whether you need cashless hospitalization, critical illness protection or maternity coverage, we will help you find a plan that best matches your lifestyle and personal risk profile! 

 

Main Features

  • Comprehensive Hospitalisation Cover: Room rent, doctor/consultant fees, diagnostics tests, and medications 
  • Cashless Treatment: a cashless treatment in a robust network of hospitals across the Punjab 
  • Pre & Post-Hospitalisation Benefits: Pre and post hospitalisation expenses 
  • Day-Care Procedures: Coverage for treatments that don’t have to be treated with a full 24 hours stay   
  • Critical Illness & Accident riders: Optional rider available at an extra cost for extended coverage 
  • Family floater policies: family can be covered under one single premium 

(Benefits depend on the insurer. Full T’s & C’s apply.)

 

How we do it at Insurance Guru

  • Professional Recommendations: Clear explanations of what is included in the premium, what is excluded from the premium, the waiting period, and what the premium structure looks like.
  • Wide Choice of Insurers: Comparison of multiple healthcare policies, which leads to unbiased recommendations.
  • Fast Turnover: No fuss with documentation, and the policy gets delivered electronically and immediately.
  • Accessible Claims: We help from the time of hospital admission to When they pay the settlement.

With over 20 years’ experience in the industry we are on “A mission in Simplifying” and “Providing to you Peace of Mind” insurance so you can concentrate on your life and your health.

 

Why Insurance Guru in Mohali

  • Your Trusted Local
  • Our clients are from every corner of Punjab, and we genuinely care for every client from the moment you connect.
  • Transparent advice and selecting a plan specifically for you.
  • Highly competitive premiums with extensive coverage options.
  • Thousands of clients who trust us and rely on our obtaining answers and prompt support.

 

Get Covered Today

Don’t wait for that medical emergency! Giving Insurance Guru, Mohali a call is a great first step in getting help selecting a health insurance policy that protects you, your family, or your employees. We will compare plans, explain their benefits, and get you covered, so you can focus on whatever lies ahead.

Life Insurance

Life Insurance in Mohali

Life is unpredictable, but your family’s future doesn’t have to be. A Life Insurance Policy is the best way to protect your loved ones’ finances in the event of unexpected tragedy. Insurance Guru Mohali has the best life insurance policy in Punjab and have structured a policy for people, families, or long term goals to protect both you and your family financially.

Reasons Why You Should Have Life Insurance?

  • Financial Security – It protects your family’s way of life even in your absence.
  • Wealth Creation – Certain plans offer savings or a component of investment.
  • Funding a Loan – There are plans that protect liabilities from affecting your family.
  • Tax Benefits – Premiums paid should be tax deductible under Section 80C, while maturity is tax free under Section 10(10D) of the Income Tax Act.

 

Life Insurance in Tricity – Mohali, Chandigarh & Panchkula

At Insurance Guru Mohali we live in Mohali, Chandigarh, and Panchkula, the importance of having a life insurance policy in Tricity and protecting your family’s future cannot be emphasized enough. Our plans can be structured no matter if you are a young professional, have a family, or own a business.

Most Suitable Life Insurance Policy in Punjab

When I say the most suitable life insurance policy in Punjab, I mean the policy that provides the right balance between price, protection for you and your family, and also that long-term benefits we talk about in life insurance. We offer:

  • Term Insurance (high amount of life coverage, very low premium)
  • Endowment Plans ( insurance protection plus savings)
  • ULIPs ( insurance protection plus investment)
  • Whole Life Plans ( insurance protection for life)
  • Child Plans ( insuring the education and future of your child)

 

Life Insurance Policy in Mohali

As your trusted insurance advisor in Mohali, we listen to the needs of our clients and walk them through every step of the insurance process from choosing the right policy for you, to claims assistance. Our goal is to protect families in Punjab through affordable life insurance solutions.

Why you would choose Insurance Guru?

  • 20+ years of industry experience as an insurance advisor.
  • Access to wide range of life insurance providers.
  • We will provide a personalized consultation based around your needs.
  • Claims assistance and policy servicing from reliable and trusted insurance advisors.

Get Your Life Insurance Policy Before The Day Ends

If you want to guarantee your family’s tomorrow, then get the right plan today and get it done. Call Insurance Guru Mohali for your expert consultation for the very best you can get for life insurance in Punjab.

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